21 Church Street, Waterloo

$ 188,000

Overview

  • Updated On:
  • May 2, 2026
  • 3,396.00 ft2 Interior
  • 8 Bedrooms
  • 4 Bathrooms
  • 0.18 ac Acres

Description

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo!

Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans.

Gross Annual Income: $48,600

This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction.

Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment.

Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old.

With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

Property Location

Street: 21 Church Street
Tax Area: Waterloo Village-Waterloo
County:
Postal City: Waterloo
State: NY
Zip: 13165
School District: Waterloo
Waterfront Y/N: No
HOA Y/N: No
Directions: Starting from Main Street in Village of Waterloo go North on Church Street, house sits proudly on the left and corner of E Elisha Street

Property Details

Property Id: 915386
Price: $ 188,000
Property Size: 3,396.00 ft2
Property Lot Size: 0.18 ac
Bedrooms: 8
Bathrooms: 4
Waterfront Y/N: No
Architectural Style: Fourplex
Basement: Full
Bathrooms Full: 4
Bathrooms Total: 4
Bedrooms Total: 8
Building Sq Ft Total: 3396
Directions: Starting from Main Street in Village of Waterloo go North on Church Street, house sits proudly on the left and corner of E Elisha Street
Electric: CircuitBreakers
Elementary School District: Waterloo
Flooring: Laminate, Varies, Vinyl
Foundation Details: Stone
Gross Income: 48600
Heating: Gas, Baseboard, HotWater
High School District: Waterloo
Latitude: 42.906424
Levels: Two
List Office Name: Howard Hanna
List Office Phone: 315-781-7653
List Price: 188000
Listing Id: R1676789
Living Sq Ft: 3396
Longitude: -76.860488
Lot Features: CornerLot, NearPublicTransit, Rectangular, RectangularLot, ResidentialLot
Acres: 0.18
Lot Acres: 0.18
Lot Dimensions: 58X133
Middle School District: Waterloo
Status: Active
Operating Expense Includes: Insurance, Utilities, WaterSewer
Patio & Porch Features: Open, Porch
Photos: 16
Possession: Closing
Postal City: Waterloo
Zip Code: 13165
Description: Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3, 400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48, 600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.
Rent Includes: Electricity, Heat
Road Frontage: CityStreet
Roof: Asphalt
StateOrProvince: NY
Stories: 2
Street Name: Church
Street Number: 21
Street Number Numeric: 21
Street Suffix: Street
Total Taxes: 3822
Assessed Value: 75000
Town: Waterloo-Village
Utilities: CableAvailable, HighSpeedInternetAvailable, SewerConnected, WaterConnected
Water Source: Connected, Public
Year Built: 1900
YearBuiltDetails: Existing
Zoning Description: Residential Multi Use

Amenities and Features

Other Features
Basement Y/N 1
GasWaterHeater
Has Heating System

Map

Courtesy Of : Howard Hanna
315-781-7653

The data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by firms other than Edelweiss Properties Realtors, LLC are marked with the IDX logo and include the Listing Brokerage’s Name and Phone Number.

All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither the Listing Brokerage nor Edelweiss Properties Realtors, LLC shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. All rights reserved.

Payment Calculator

$ 963.91
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
$ 728.91

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